At Growth Horizons Wealth Management, we are a fee-only advisory firm, which means we never take commissions. We offer two primary fee structures: AUM (Assets Under Management): Our fee is a percentage of the assets we manage on your behalf. This aligns our success with yours, as our compensation grows when your portfolio grows. Flat Fee Billing: For clients who prefer predictability, we offer a flat fee for our services. This fee is based on the scope and complexity of your financial needs, ensuring full transparency and no surprises. Our goal is to provide flexible options that suit your preferences while always prioritizing your financial success.

A fiduciary advisor, like Growth Horizons Wealth Management, is legally and ethically bound to act in your best interests 100% of the time. Unlike some other financial advisors who may receive commissions for selling certain products, we never take commissions. Our advice is unbiased, transparent, and focused solely on helping you achieve your financial goals. This commitment to always putting your interests first is what sets fiduciary advisors apart.

At Growth Horizons Wealth Management, we believe that your financial journey is unique, and so is our approach to your financial plan. Here’s how we tailor it to you: Discovery Session: We start with a deep dive into your financial situation, goals, and aspirations. This allows us to understand what truly matters to you. Goal Setting: We collaboratively define specific, measurable financial goals—whether it’s planning for retirement, buying a home, or funding education. Financial Planning: With your goals in focus, we craft a personalized financial plan that covers all aspects, from budgeting and debt management to investment strategies and risk assessment. Investment Strategy: We design a diversified investment portfolio aligned with your goals, ensuring your wealth grows in line with your aspirations.5. Monitoring and Adjustments: Your financial plan is dynamic. We continuously monitor your progress and make adjustments as your life evolves and market conditions change.

At Growth Horizons Wealth Management, we believe in maintaining an ongoing, proactive relationship with our clients. We typically conduct regular reviews of your financial plan, whether quarterly, semi-annually, or annually, depending on your preferences and needs. However, we’re always available for additional meetings or consultations whenever life changes or new opportunities arise. Our goal is to ensure your financial plan stays aligned with your goals, adapting as needed to keep you on track.

At Growth Horizons Wealth Management, we specialize in working with Small Business Owners:

We provide comprehensive financial strategies that balance personal and business needs, including growth planning and succession strategies.

● Retirees: We help retirees manage and protect their wealth to ensure a secure and comfortable retirement.

● Families: We assist families in planning for a secure future, from education funding to estate planning, ensuring financial stability for generations to come.